The Shelter Game: Me, Starting with a Tenfold Drop Rate

Daisy had just graduated from college and had not been working at the bank for long. She was holding her chin in her hand, her eyebrows furrowed as if she had something on her mind.

Her internship period was about to end, and to become a full-time employee, she needed to achieve a certain amount of business.

However, she had not been at the bank for long, and there were few customers during this period. Most of them were small clients, and they didn't bring much business to the bank.

Beside her, several older female colleagues were discussing something. They were all regular employees of the bank, and they all had some steady clients. What they cared more about was how much commission they could earn this month.

"Did you go out to accompany clients again last night?" a female teller asked.

The asked teller was in her thirties, full-bodied, with fair skin, and golden wavy hair hanging down to her waist. She exuded a unique charm of mature women.

She nodded and rubbed her lower back. "It's that one from last time. He has deposited a lot of money with me these days. He invited me to his house for a drink last night, and I almost died... I didn't expect him to be so vigorous at his age."

"Maybe he took some pills. I've met clients like that before, five times in one night." The teller who asked first appeared exaggerated, then began to complain.

They did not conceal their discussions on these topics.

For bank tellers, "accompanying clients" was a common social technique. After all, those big clients were not fools. If they couldn't get any benefits, they wouldn't choose to deposit their money here.

Listening to her colleagues' discussions, Daisy felt even more frustrated.

If she couldn't improve her performance, she would be fired at the end of the month. However, all the big clients had been taken over by others.

Just then.

A figure entered the bank.

The chatting tellers all looked over. They had been at the bank for a long time and could identify big clients at a glance.

The person who came in was a young man. He was over 1.8 meters tall and handsome, wearing a white T-shirt and jeans. He was walking towards the service window.

"Another poor guy..." a female teller rolled her eyes and murmured. Then she pressed a button, and the electronic sign in front of the window turned red: service suspended.

The tellers at the other windows also looked disappointed. They didn't think highly of such customers and didn't want to waste any time.

Some of them put up a "service suspended" sign, others turned away pretending to be busy, and some continued to chat.

"You handle him." A female teller glanced at Daisy and said in a seemingly kind tone, "You're still short of business this month, aren't you? From now on, you can handle clients like this."

Daisy nodded. She clearly heard the sarcasm in those words, but she had no choice. After all, she was just an intern.

"Good day, sir. May I know what service you wish to avail?" Daisy greeted with a warm smile on her face.

The young man who had just entered was Irving. He had followed his navigation to the nearest bank and heard Daisy's voice as soon as he entered.

"Can I exchange for gold bars here?" Irving asked.

Daisy paused for a moment, then said, "Yes, sir. Are you planning to use it for investment or other purposes?" She then reminded him, "Please note that there is a handling fee for exchanging gold bars at our bank."

It was normal for banks to charge fees for storing gold as it incurred costs.

Irving nodded, then asked, "What's the maximum amount of gold that can be exchanged here? Is there a limit?"

Upon hearing this, not only Daisy, but even the female tellers nearby were stunned. However, after a brief moment, they scoffed internally.

To them, the casually dressed young man was merely asking for the sake of asking.

"Sir, how much do you wish to exchange?" Daisy asked.

Instead of answering, Irving directly brought out the bank card given by Anna last time and handed it over the counter, "Can you first check how much is inside? If possible, convert everything into gold."

"Alright." Daisy nodded but her expression changed drastically when she received the bank card.

When she first started her internship at the bank, her supervisor had explained that bank cards came in different levels. Regular cards printed with the bank's logo can only be used for specific transactions at the designated bank. Above these were platinum cards and supreme cards.

Once a client's deposit reaches a certain standard, the bank would automatically upgrade their card.

The clients her colleagues mentioned accompanying were mostly platinum-level clients with million-dollar deposits. Some had supreme cards with deposits amounting to hundreds of millions.

Encounters with supreme-level clients with deposits exceeding hundreds of millions were rare. Above the supreme level, there was another level — the so-called 'black card'. It was so uncommon that Daisy's bank had never seen one.

The card in Daisy's hand was the legendary black card... She stood dumbfounded, unable to come back to her senses for quite a while. When she looked up at Irving again, her eyes were filled with disbelief.

"What's the matter?" Irving furrowed his brows, "If it's not possible, never mind. I can ask in another bank."

"We can do it!" Daisy quickly blurted out.

She was as excited as if she had won the lottery, her voice unintentionally rising in pitch. Her sudden exclamation startled the nearby female tellers.

"What's the matter with you? Are you sick or something?" A female teller next to her rolled her eyes.

The others also cast annoyed looks at her.

However, the next moment, when they saw the black bank card in Daisy's hand, they were all stunned. After a brief pause, they all crowded around.

"This... is this a black card?!"

"We've never seen this level of bank card here before. I heard that an account must have at least a billion dollars to get one."

"Oh, my God!" The female clerks let out a series of surprised exclamations.

When they looked at Irving again, their initial impatience was long gone. Besides shock, their beautiful faces were filled with bright smiles.

A few female bank clerks even rushed out from behind their counters and gathered around Irving.

"Sir, may I ask your name? It seems you're interested in exchanging gold bars. Let me assist you with that." one of the clerks, a voluptuous woman with an air of charm, inquired warmly, pressing herself close to Irving.

A black card! That meant a deposit of at least a billion dollars!

These female clerks quickly realized that the young man standing before them was a top-tier client.

Irving glanced at the buxom clerk now leaning too close for comfort, and a look of disdain crossed his face. "Please step aside. I came to her for assistance." he stated, motioning towards Daisy.

Then, turning back to Daisy, Irving said impatiently, "Can we proceed? Make it quick. I have other matters to attend to."

Irving wanted to exchange his funds for gold for two reasons: the upcoming deal with a mysterious player and to withdraw his money in preparation for the impending apocalypse.

After touring the government-constructed underground shelter with Anna last time, he had formed some plans of his own.

When the apocalypse hits, even though the Shelters in the Other World could still serve as places to live, the issue of supplies needed to be addressed early. After all, people need food, water, and daily necessities to survive.

Although Irving, as the chief consultant of the Angel Guild, would receive necessary supplies from the authorities, he didn't want to rely on any external forces.

It's well-known that there's no such thing as a free lunch. Enjoying the benefits provided by the authorities would inevitably come with strings attached.

Therefore, he needed to use the short time before the apocalypse to establish a personal safe haven to store a large quantity of supplies.

"Yes, we can do that. I'll check your account right away." Daisy said excitedly, fearing the loss of this significant client. She quickly began operating the bank's computer.

A moment later.

After repeatedly verifying the amount, she looked up and said, "Sir, your account balance totals ten billion dollars. Would you like to convert the entire amount into gold bars?"

"That's right." Irving confirmed, handing over another bank card. "And this card, the funds should be frozen. Help me unfreeze them and convert those funds into gold as well."

"Of course, please wait a moment." Daisy replied, her hands trembling slightly from excitement as she took the second card.

There was a dead silence in the bank, broken only by the sound of Daisy typing on the keyboard. The nearby female clerks watched her with immensely complicated expressions, feeling deep regret for not seizing the opportunity.

Handling a business deal worth ten billion dollars could easily earn a commission of hundreds of thousands dollars.

The commotion quickly reached the bank's vice president, who was astonished to learn that over ten billion dollars was to be converted into gold. The bank didn't have such an amount in stock and had to urgently arrange for additional supplies.

"Mr.Irving, transferring such a large amount of gold will take some time. Why don't you wait inside?" Daisy said warmly.

Soon, they were seated in the VIP lounge, and as Daisy busied herself with serving tea and water, Irving began to entertain other thoughts.

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